“A+++. I’ve caused Jay for several years. Of course he brings excellent customer care. Quick response to any and all concerns. Easy to utilize.

I am going to always use Jay for my personal home loan needs and provided and certainly will still endorse him to any or all I’m sure whom needs mortgage funding.”

“working together with Jay is an enjoyment. He had been exceptionally beneficial and went over and above my personal expectations. I would seriously suggest Jay to my pals and family members and can get in touch with your once again if an opportunity to re-finance presents itself.”

“my spouce and i not too long ago refinanced the long time, established mortgage. James Rafuse ended up being our mortgage consultant and facilitator. He had been positively incredible! In addition to being most able and experienced, he had been friendly, alarmed, careful and extremely receptive. We might endorse your most extremely to anyone thinking about financing and/or refinancing solutions. You’ll not feel disappointed.”

“Jay got extremely experienced, pro and simple to partner with. The guy responded rapidly to inquiries. The complete process got really easy. I would highly recommend your.”

“I had the delight of dealing with Jay Rafuse of BayCoast Mortgage on refinance of my personal homes. Jay was really experienced, helpful and hands-on through the entire whole process. I was most content by Jay’s amount of communication, as I is held informed about all that is happening during each step of the process. Jay could rapidly erase any problems or dilemmas that emerged. I’d strongly recommend Jay and BayCoast financial for any homes financing require.

“Jay had been extremely educational. Explained all selection and made the method get smoothly. He did anything the guy stated he would. There was clearly no tension through the whole techniques. Big recommendation”

“James Rafuse, Senior financing policeman, was instrumental in securing the best option for my personal refinance of my secondary mortgage. When I have observed in past times with Mr. Rafuse, he got committed to describe all my solutions and tips me through every step of procedure. The guy produced every efforts to be sure the procedure was actually seamless, extensive and convenient personally. Besides, he could be exceptionally enjoyable to work well with and makes sure all “t’s is crossed an I’s include dotted.” I’ll merely deal with Mr. Rafuse for mortgage loans back at my households and have conveniently introduced your to several family and friends. He could be specialist, sorts, individual and guarantees he fulfills all his clients’ requirements. I would recommend him to anybody.”

“Excellent. My personal representative (Jay) was actually expert, knowledgeable and incredibly responsive. I shall absolutely endorse your to my pals and families. The entire processes was actually seamless. Very pleased.”

“Jay Rafuse was an enjoyment to work with. Not merely in his helpfulness and care for the customer’s wants, however in their outstanding working knowledge for the home loan and loan arena. Jay produced the knowledge less stressful, was effective in most regions of the borrowed funds procedure, and worked quite difficult in taking all the components collectively for an effective close. Thank you so much BayCoast and Jay directory Rafuse!”

“Jay Rafuse at BayCoast Mortgage ended up being the most perfect refinancing lover for me personally and my spouse. In terms of huge monetary conclusion like refinancing all of our major advantage, our very own homes, we often become cooler ft, after that alter all of our heads and require an instantaneous answer before eventually hearing Jay’s wise advice. We performed a no points no closing refinancing, and that is just what it price you ? no details and no closing. We had gotten an extremely aggressive speed and also the words we need. The number of initiate that You will find chosen inside review truthfully reflects my transactions with Jay Rafuse. You’ll use him to get things done in a timely way, as frank and to also carefully suggest just what appears like an exceptional tip to you – actually.”